RESOURCES

You can access below the resources Julia has created to try to make philanthropic  lending a simple but efficient process.   Feel free to use them at your own risk and obtain legal advice as appropriate.   These resources are provided as an example of what Julia uses – not as legal advice and with no assurance that they are the best documents to use. 

Note – as philanthropic loans involve the return of money to lenders you will need to consider money laundering regulations, obtaining ID and considering to what extent you need to ask lenders for proof of source of funds (where they got the money they are lending to your organisation to show that it’s not the proceeds of crime).   What you need to do and ask for  may depend on the sums involved and the extent to which you have an established relationship with the lender.   If you are borrowing money to buy land your solicitor can advise on this. 

You may want to consider asking philanthropic lenders to complete a High Net Worth Investor declaration